Have you put off buying your first home because you think you will not be approved for a loan or you don’t have enough money for a down payment? If so, keep reading. The mortgage industry is evolving to help those who previously thought homeownership was out of reach to obtain the necessary financing and assistance to purchase a new home.
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Below are a few things you should know that might make purchasing a new home easier than you think:
Mortgage Qualification Changes

Down payment Assistance

More information on down payment assistance programs is available here.
Daybreak has a variety of affordable housing options for first-time homebuyers, whether you are looking for a townhome or a single-family home.

Creekside Village

Creekside Holmes blog
Creekside Village continues the rich traditions of inspired design that has made Daybreak Utah’s favorite new home community. Homes are available in a variety of styles based on some of Salt Lake City’s most beloved historic neighborhoods (with today’s livability and energy efficiency). But what really sets it apart is what happens once you step out your front door. A 15-acre park, excellent schools, walking trails and community gatherings all add up to a different kind of life –one that feels more like living.
Brookside Townhomes by Holmes Homes
Shoreline Townhomes by Holmes Homes
Paseo Single-Family homes by Ivory Homes

SoDa Row Village

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Find the best of both worlds: a walkable, energetic lifestyle without the stress of city living. SoDa Row Village is a fresh take on community with modern homes and local businesses in a colorful, outdoorsy setting. Oh, and all the trail, park and lake access your inner triathlete could ask for. So you can have your lemonade and drink it too.
Sky Terrace Collection by Sego Homes
Contact a Daybreak builder sales representative today to learn more about what financing and new home options are available.